Simulate the cost of living alone!Explain the average amount of rent, the average amount of initial costs, and tips for saving
一人暮らしのrentの目安はどのくらい?
賃貸物件に住む場合、一般的にrentは収入の25%程度に収めると無理なく支払えるとされています。annual income200万円であれば25%は50万円なので、rentは4万1,600円程度までが無理のないラインとなります。国税庁の「民間給与実態統計調査(平成30年分)」によると、給与所得者の平均annual incomeは44¥ 10,000とされています。この収入の25%程度がrentと考えると、約8万円をrentにあててもよさそうです。
So, how much money does it actually cost for your income?The results of LIFULL HOME'S in 2018 for those who live alone or live in a rental property in Keihanshin, the Tokyo metropolitan area, are as follows.
annual income | Average rent |
---|---|
Less than 2 million yen | 53,000 yen (32).0 %) |
2 million yen or more to less than 3 million yen | 60,000 yen (28.8 %) |
3 million yen or more to less than 4 million yen | 68,000 yen (23).3 %) |
4 million yen or more to less than 5 million yen | 73,000 yen (19).6 %) |
5 million yen or more than 6 million yen | 80,000 yen (17).4 %) |
More than 6 million yen | 88,000 yen (12).5 %) |
296人が回答したrentから平均額を出し、収入別にsummaryています。()内は、annual incomeのうちrentが占めている割合です。
See: "[Income] Rent is up to how many percent of income do you have? Living alone survey" (LIFULL HOME'S survey)
この調査結果を見ると、annual incomeが低いほど収入に占めるrentの割合が高くなり、annual income300万円くらいを境目に目安とされているannual incomeの25%を下回るようになります。
一人暮らしにぴったりな賃貸特集rent相場を調べるHow much does it cost to live alone?
According to the data of the Ministry of Internal Affairs and Communications's "Household Research Household Reserve / Single Household", the average cost of one month (July -September 2020) is as follows.I am.
Food expenses | 38,041 yen |
Utility heat / water bill | 9,844 yen |
Furniture and housework supplies costs | 5,632 yen |
Clothes and footwear expenses | 4,277 yen |
Transportation / communication expenses | 17,897 yen |
Health care expenses | 6,960 yen |
Liberal arts and entertainment expenses | 15,458 yen |
Entertainment expenses | 11,116 yen |
others | 27,245 yen |
total | 136,470 yen |
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This is just the average amount, so it actually depends on age, income, and living areas.Think about the items that can be saved and the items that should be spent, depending on your income and situation, while using the average amount as a guide.
rent・賃料6万円以下の快適賃貸特集How long does it cost to start living alone?
When you start living alone for the first time, you will be required for lease agreements such as security deposits and key money, as well as moving expenses and purchasing furniture and home appliances.
敷金、礼金、仲介手数料、日割りrent・前rent、火災保険料、鍵の交換代などが含まれます。物件によっては敷金・礼金がかからないところもありますし、別途保証会社の利用料などが発生することもあるので金額に幅がありますが、だいたいrentの5〜6ヶ月分が相場です。rent6万円の物件であれば、30〜36万円程度はみておきましょう。
There are differences depending on the time, luggage, distance, etc., but in some cases it costs tens of thousands of yen if you use a moving pack for a single person.
こちらも機能やグレードなどによって差が大きいですが、一から新しいものをそろえる場合は20万円程度かかると考えておきましょう。
Based on the above, if you start living alone in a property with a rent of 60,000 yen, the initial cost for the contract is about 360,000 yen, and for the moving expenses of about tens of thousands of yen, for purchasing furniture and home appliances.It is thought that it costs 60,000 to 700,000 yen, including 200,000 yen.
敷金礼金0(ゼロ・なし)の賃貸特集Simulate the money that spends a month in living alone!
According to the National Tax Agency's "Private Salary Statistics Survey (for 2018)", the average monthly income in the early 20s, where many people live alone for the first time, is about 223,000 yen.This is only a surface salary before deducting taxes and various insurance premiums, and this 75-85 % is a salary (handling) that can be actually received.In other words, the average monthly income for people in their early 20s can be calculated as around 170,000 to 190,000 yen.
rentは収入の25%程度に抑えるのが目安です。ですから、月収22万3,000円の人であれば、rentは55,000 yen程度に収めるといいでしょう。この数字を基に月収22万3,000円、手取り18万円の人の生活費をシミュレーションしてみると、だいたい以下のようになります。生活費は、総務省の「家計調査 家計収支編・単身世帯」より平均額を出しています。
rent | 55,000 yen |
Food expenses | 38,000 yen |
Putting costs / water bills | ¥ 10,000 |
Furniture and housework supplies costs | 5,000 yen |
Clothes and footwear expenses | 5,000 yen |
Transportation / communication expenses | 18,000 yen |
Health care expenses | 7,000 yen |
Liberal arts and entertainment expenses | 1万5,000 yen |
Entertainment expenses | 11,000 yen |
total | 164,000 yen |
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手取りが18万円とすると、1万6,000円程度は手元に残るので、貯蓄やothersの出費に回すことができます。
rent・賃料5万円以下の賃貸特集一人暮らしの生活費を抑えるためのpointは?
If it is about 180,000 yen, if you manage it systematically, you will be able to save money.However, if you have a smaller income or want to spend your money firmly, keep the following points and save money.
point
It is also important to keep a household account book or keep a receipt when you are shopping, and know how much you spend on and how much money you are using.Let's consider what the expenses can be reduced.
What are the tips for choosing a room to reduce the cost of living alone?
一人暮らしで節約をするなら、部屋選びも重要です。毎月のrentがなるべく安い物件を選ぶことはもちろん、部屋の間取りや設備、環境によって生活にかかる支出が変わってきます。以下のようなpointを押さえて部屋を選びましょう。
point
また、敷金・礼金がゼロの部屋や、フリーレント(rent無料)期間がある物件なら、初期費用をぐっと抑えられます。家具や家電にお金をかけたい、できるだけ節約したい、という場合にはぜひこうした部屋も検討してみましょう。
敷金礼金0(ゼロ・なし)の賃貸特集フリーレント賃貸特集rent・賃料6万円以下の快適賃貸特集summary
一人暮らしを始めるときは、月々の生活費がどのくらいかかるかシミュレーションしたうえで無理なくやりくりできるように資金計画を立てましょう。また、rentや生活費をできるだけ抑えるためには、部屋の選び方も重要です。